A RESEARCH PAPER ON CREDIT MANAGEMENT OF PORBANDAR COMMERCIAL CO-OPERATIVE BANK IN PORBANDAR CITY

Abstract

Credit management is a core process for commercial banks and therefore the ability to manage its process is essential for their success. The purpose of the study is to examine the credit management of PCC bank of Porbandar. The study used descriptive research design to know the effects of credit management on the firm’s profitability. It also contains structured questionnaire for data collection. Thus management needs to put in place sound credit management to prevent late payments by debtors hence an increase in profitability and efficiency of bank. It is also prudent for the bank to meet financial obligations as and when due either i9n favorable or unfavorable economic conditions.