NOLEGEIN- Journal of Business Risk Management

Understanding the Shape of Recovery

2023-05-16T04:51:29+00:00

As the market continues to develop, grow, and become international, there is increasing confusion among companies about the direction of operations. Every day, it is more difficult for them to capture new shares in the market, acquire and receive new customers, maintain a customer base, constantly increase customer satisfaction, position themselves correctly in the market and resist competition, and a reaction to the spontaneity of market development. This shows how important marketing is becoming to how businesses run their operations and, naturally, to how successful they are. This need is also discussed by the top management and other departments, but especially by financial departments, often discussing the role and impact of marketing on the overall performance of the company, because marketing is very oriented and knows performance indicators, not economic results and profit it. Recently, there are views that emphasize that marketing is also financing because it completes the value chain and indirectly realizes all the goals of the company. According to this logic, it became necessary to measure its performance not only with marketing KPI (Key Performance Indicator), but also with financial metrics. Why marketing and finance are closely related and the purpose of the study is to show that different recovery curves help the economy. This article attempts to provide some notable examples from the Indian economy

Blockchain Boosts the Carbon Credit Economy

2023-04-27T06:08:25+00:00

Carbon Credit Trading started in the year 1997. A total of 180 countries signed the Kyoto Protocol. Unfortunately, the goal set forth in the Protocol, which called on countries to reduce their greenhouse gas emissions to 1990 levels by 5% between 2008 and 2012 was never accomplished. In today’s world, environmentalists strive to promote policies and business practices that are beneficial to the environment. The rising levels of carbon dioxide in the Earth's atmosphere are a cause for global concern due to its contribution to global warming. As a result, a universal carbon market has emerged, offering opportunities for trading carbon credits both within and beyond regulated areas. Blockchain technology is characterized by a chain of blocks linked together, providing integrity and security in a variety of applications. Utilizing blockchain for trading carbon credits would enhance security, transparency, and efficiency. Consequently, this examination examines how blockchain innovation would influence the fossil fuel by product exchanging and assist the members with taking on a drawn-out arrangement in discharge decrease. Carbon credits were established as a method to reduce greenhouse gas emissions by establishing a market where companies can trade emissions permits Under the system, companies are allocated a certain number of carbon credits, which go less over time. Any excess can be offered for sale to another company. Businesses now have a financial incentive to cut their carbon emissions thanks to carbon credits. Individuals who find it challenging to reduce emissions can still run their businesses, but it will cost them more. According to supporters, the carbon credit system leads to quantified, independent emission reductions.

A Study on Risk Management Practices in Cooperative Banks in India

2023-04-19T06:23:58+00:00

Banking Industry has done wonders for the global economy. The banking business merely takes money from savers in the form of various deposits and then gives the same money in the form of loans to borrowers. Banking activities promote and encourages the flow of money for investment to productive use this helps in development of economy to grow. It cannot be denied that the cooperative banks have not only contributed to the development of the banking system by connecting the common people in the villages and towns of the country but also played an important role in the development of the country's economy. Banking industry is facing various type of risk and Risk Management is the Process to plan, lead, organize, and control various types of risks which are faced by a cooperative Banks. Credit risk is one of the main cause of banking failure such as When a bank lends money to one of its clients, the client defaults on the loan, causing the bank to suffer a financial loss. Risks associated with the banking industry include liquidity risk, interest rate risk, market risk, credit risk, and operational risk in various forms. .All of these risks have one thing in common: they could have a negative influence on revenue of banking industry. For all banking organizations, the totality of risk-effects is a crucial variable. In this paper identify the different risks faced by the cooperative banks and the process of risk management. This paper also studied the different techniques implemented by cooperative banks for risk management. The goal of risk management is to identify business activities and opportunities that are connected to the organization's objectives and to manage the risks associated with those actions in order to take advantage of the chances. For the financial risk management process a cooperative banks must control financial risk by proper identification of various risk, timely assessment and monitoring of risk and risk reduction. This study explores framework of risk management in Cooperative banks.

A Case Study on Country Simulation: Asia’s Emerging Economy Has Overlapped a Major Part by Chinese, Indian, and Philippines Market Strategies

2023-05-16T05:28:13+00:00

Reemergence of Asia’s economic was driven by a system that gradually embraced open trade and investment. The rapid rise of developing Asia’s commerce, foreign direct investment, gross domestic product, and gross national product, among other economic indicators, helped close the development gap with developed nations and reduced poverty. Market strategies depends on finance investment in scalable and sustainable innovations by enterprises in areas including health, education, agriculture, handloom work, garments, handicrafts and other small business activities.

External Debt as an Explanatory Deterrent to Nigeria’s Macroeconomic Solidity

2023-05-16T04:43:48+00:00

External debt implies fund borrowed from international financial institutions but was not paid back. This study examines the impact of external debt on some selected macroeconomic forces in Nigeria: Inflation rate, exchange rate, interest rate, and balance of payment. Time series data were used for the analysis and were sourced from the Central Bank of Nigeria, Statistical bulletin, and other relevant publications. The data are covered from 1987 to 2020. The data were analyzed with some statistical tools; descriptive statistics, trend analysis, correlation matrix, unit root test, cointegration test, long run and autoregressive distributed lag short-run error correction model, post-estimation test, and stability test. The result of the long-run analysis indicates that there is a relationship between external debt and the explanatory variables. In the same vein, the result of the autoregressive distributed lag short error correction model shows that inflation rate, exchange rate, and interest rate influenced external debt and lag one of the balances of payment have a positive significant effect on external debt, respectively. The article recommends among others that debt should be avoided because of its dangerous tendencies, debt management boards should be checkmated because of the level of corruption, and money borrowed should be utilized and financial institutions should encourage local investors by giving financial assistance when there is need.