Adoption of Unified Payments Interface Among College Students and Educators. NOLEGEIN-Journal of Financial Planning and Management, [S. l.], v. 9, n. 2, p. 11–18, 2026. Disponível em: https://mbajournals.in/index.php/JoFPM/article/view/1916. Acesso em: 9 nov. 2026.