“A STUDY ON” SAVINGS AND INVESTMENT PATTERN AMONG THE WORKING CLASS PEOPLE IN BELAGAVI CITY””, NJFPM, vol. 4, no. 2, pp. 1–14, Jan. 2022, Accessed: Aug. 06, 2026. [Online]. Available: https://mbajournals.in/index.php/JoFPM/article/view/724