Abhishek More, Hemangi Anil Patil, Abhijeet Pawar, and Omkar Gharat. “The Function of Digital Finance Solutions in Financial Planning, Investing, And Personal Budgeting”. NOLEGEIN-Journal of Financial Planning and Management, vol. 8, no. 1, Apr. 2025, pp. 1-11, https://mbajournals.in/index.php/JoFPM/article/view/1628.