NITESH DUBEY; P. K. BAJPAI; R. K. KHATIK. The Evolution of Digital Payments in India: Assessing Impacts and Adoption Trends Before and After Demonetization. NOLEGEIN- Journal of Information Technology & Management, [S. l.], v. 7, n. 2, p. 26–35, 2024. Disponível em: https://mbajournals.in/index.php/JoITM/article/view/1467. Acesso em: 24 apr. 2026.