NOLEGEIN-Journal of Operations Research & Management

An Analysis of Cryptocurrency and Its Influence on Conventional Financial System

Shikha Dua, Bhoomi Rawat — Sat, 26 Jul 2025 00:00:00 +0000

This study explores the growing influence of cryptocurrency on traditional banking systems, focusing on how decentralized digital currencies such as Bitcoin, Ethereum, and Ripple are transforming the financial landscape. The research examines the disruptive impact of cryptocurrency on core banking functions, including fund transfers, lending, and monetary policy execution. The paper offers a sophisticated grasp of the opportunities and difficulties presented by this financial innovation by fusing theoretical analysis with empirical data. Primary data was collected from 120 respondents who were aware about with cryptocurrency. The survey results revealed that a significant majority of respondents perceived cryptocurrency as transparent, efficient, and secure alternatives to traditional banking services. Many participants highlighted the enhanced transparency offered by blockchain technology, which allows for immutable and publicly verifiable transactions, thereby increasing trust among users. The findings suggested that while cryptocurrency represented a competitive threat to traditional banks, they simultaneously created new opportunities for financial innovation. This included promoting greater financial inclusion by reaching underserved populations, offering novel customer-centric services, and driving operational efficiencies within the financial sector. Ultimately, the research concluded that a future characterized by the coexistence of cryptocurrency and traditional banking institutions was not only feasible but increasingly probable. This coexistence would, however, depend on the willingness of both systems to adapt—through technological advancements, regulatory evolution, and collaborative frameworks—to meet the demands of an evolving digital financial landscape.

The Comparative Analysis of Large-Cap Equity Stocks of It Sector in India

Richa Mehta, Kush Jain — Sat, 26 Jul 2025 00:00:00 +0000

The primary aim of this research is to conduct a comprehensive financial performance analysis of large-cap equity stocks within the IT sector. Descriptive research methods are employed to depict the financial landscape of large-cap IT stocks. The study targets leading IT firms listed on Indian stock exchanges, specifically those with a market capitalization of more than ₹20,000 crore. The sample comprises the top 5 large-cap IT companies selected through a comparative balance sheet analysis. Data analysis is conducted primarily using MS Excel, with Ratio Analysis including Sharpe Ratio, Treynor Ratio, Beta Ratio, Alpha Ratio, and Liquidity Ratios. The Key Findings are Sharpe Ratio Analysis: HCL Technologies demonstrates the best risk-adjusted performance, followed by Larsen & Toubro and Tata Consultancy Services. Treynor Ratio Analysis: HCL Technologies shows the highest Treynor Ratio, reflecting strong returns relative to its market risk. Beta Ratio Analysis: Larsen & Toubro records the highest beta value, suggesting greater volatility in comparison to the overall market. Jensen's Alpha Ratio Analysis: HCL Technologies and LTI exhibit the highest alphas, indicating outperformance relative to market risk. Liquidity Ratio Analysis: LTI Mindtree consistently maintains healthy liquidity ratios, while Infosys shows a declining trend. The analysis of the Alpha Ratio indicates that both HCL Technologies and LTI Mindtree have delivered returns that surpass expected market benchmarks, reflecting strong risk-adjusted performance. Furthermore, the evaluation of liquidity ratios highlights that LTI Mindtree consistently upholds robust liquidity levels, whereas Infosys exhibits a downward trend in liquidity, potentially affecting its ability to meet short-term financial obligations. In conclusion, this research provides meaningful insights into the financial health and resilience of top IT companies in India, offering valuable guidance to investors. The results also highlight the critical need for maintaining a balance between risk and return, along with sufficient liquidity, to ensure long-term financial viability in the IT sector.

Opportunities and Difficulties of Artificial Intelligence in Human Resource Management

Saswati Jena, Manoj Kumar Katual — Sat, 26 Jul 2025 00:00:00 +0000

Artificial Intelligence (AI) is an advanced technology, helpful in analyzing, interpreting, recommending, solving problems, and making decisions for various fields, including Human Resources. Human resources, shortly known as HR, is a complete analysis of the employees of an organization. It justifies some responsibilities like recruitment, compensation benefits, performance appraisal, training and development, payroll scheme, employee relations, etc. In today’s era. AI is serving an important role associated with HR practices to simplify data collection, recording keeping as well as processing better outcomes. The research gap is a lack of comprehensiveness on the impact of AI on the employee experience as well as engagement in the field of HR. It’s ambiguous how AI-driven tools can be used to personalize employee development, address potential biases, and foster a positive workplace culture while still maintaining human interaction in critical situations. This paper aims to find out how AI is replacing the manual or traditional methods of HR work, which consequently helps to achieve success. Also, to extract the interdependency of today’s business requirements with smart work. Uncertainty remains regarding the effective use of AI-driven tools in tailoring employee development, reducing inherent biases, and cultivating a supportive and inclusive organizational culture—all while ensuring that human interaction is maintained in crucial and sensitive situations. This study seeks to investigate the extent to which AI is transforming traditional HR practices and enhancing organizational performance. Additionally, it aims to analyze the increasing reliance of contemporary business operations on AI-powered, smart work solutions.

A Critical Analysis of Performance of Higher Educational Institutions Through Balanced Scorecard

Sonali Ghai, Parveen Kumar Garg — Sat, 26 Jul 2025 00:00:00 +0000

Numerous studies have examined the effectiveness of the Balanced Scorecard (BSC) in organizations. It has been observed that many institutions adapt the BSC framework by modifying its perspectives to align with their vision, mission, and strategic themes. Some researchers have emphasized its applicability to Higher educational institutions (HEIs). This paper critically analyses the application of the BSC framework in assessing HEI performance, focusing on its effectiveness, challenges, and implications for institutional governance. HEIs, including universities, colleges, and vocational training institutes, are primarily engaged in delivering tertiary education through undergraduate, postgraduate, and professional programs. This paper reviews recent studies from leading academic journals that have applied the Balanced Scorecard framework in HEIs. It identifies the most relevant perspectives like Strategy Map (SM), Business Model Canvas (BSM), SWOT analysis for these institutions and provides a contextual analysis. When effectively implemented, the framework can be used to monitor institutional performance and facilitate strategic adjustments in response to emerging challenges. The four perspectives of the BSC—financial, customer (student and stakeholder), internal process, and learning & growth—are explored to provide a comprehensive understanding of how HEIs can leverage this tool to enhance performance and sustainability. The paper provides a contextual evaluation of these components and highlights that, when implemented effectively, the Balanced Scorecard can function as a robust tool for monitoring institutional performance. It further supports higher education institutions in making well-informed strategic decisions to address both internal dynamics and external pressures. The study explores the four core BSC perspectives—financial, customer (encompassing students and stakeholders), internal processes, and learning and growth—in depth, illustrating how HEIs can apply this integrated framework to enhance their operational efficiency, strengthen institutional adaptability, and ensure long-term sustainability in a rapidly changing and competitive academic landscape.

Empowering Tribal Women: Dr. Prakash Amte's Vision for Gender Equality

Chaitanya Chalakh — Sat, 26 Jul 2025 00:00:00 +0000

The architect of the Indian Constitution and a great social reformer, Dr. B.R. Ambedkar envisioned a society based on the principles of gender equality and social justice. His pioneering efforts ensured that women and marginalized communities received their rightful place in society through constitutional provisions. Building upon this vision, Dr. Prakash Amte has played a transformative role in empowering tribal women and fostering social changed. Amte has dedicated his life to improving the lives of tribal communities in remote areas like Himalayas, Gachibowli. He prioritizes education as the most powerful tool for women empowerment. He firmly believed that true social progress is impossible without education and worked tirelessly to integrate marginalized communities into mainstream society. Through the Lok Biradari Project, he introduced essential healthcare services in remote forested. regions, significantly improving the well-being of tribal populations. Since the 1972s, Dr. Amte has led efforts to eradicate superstitions and regressive customs within tribal communities by fostering social awareness through education. His initiatives have enabled tribal individuals to secure employment, adopt modern agricultural practices, and engage in business activities, promoting self-reliance and economic growth. Enhanced access to healthcare has further contributed to a better quality of life. Over the past five decades, these efforts have played a crucial role in reducing gender disparities and empowering women in tribal regions. Through his non-governmental organization, Dr. Amte has succeeded where government systems struggled, creating a lasting impact on tribal society. His work in promoting women’s empowerment, gender equality, and social transformation remains remarkable. This paper examines their invaluable contribution to tribal women's empowerment and gender equality in promoting education, healthcare, and economic independence, which will lead to sustainable social change

Procore in Construction: Revolutionizing Project Management Through Efficiency and Collaboration

Sidharth Choudhary — Sat, 12 Apr 2025 00:00:00 +0000

Procore has emerged as a groundbreaking platform that revolutionizes construction project management through improved efficiency and collaboration. By addressing inefficiencies inherent in traditional project management approaches, Procore provides real-time communication, centralized data storage, and advanced tools that streamline construction workflows. This paper explores Procore’s role in enhancing project collaboration, quantifying tangible benefits, and analyzing challenges in its implementation. Findings reveal that Procore significantly reduces project durations, administrative overheads, and rework while improving communication and stakeholder satisfaction. Despite its challenges, such as a steep learning curve and integration with legacy systems, Procore’s potential to transform the construction industry is unmatched. Prospects include integration with AI and VR technologies to further enhance its capabilities. Furthermore, Procore enhances stakeholder satisfaction by promoting transparency and seamless collaboration across all project phases. Despite its many advantages, adopting Procore comes with certain challenges. Companies may encounter obstacles such as a steep learning curve, resistance to new technology, and difficulties integrating the platform with existing legacy systems. To fully leverage its capabilities, organizations must invest in comprehensive training and implement a well-structured adoption strategy. Looking to the future, Procore has the potential to drive even greater transformation within the construction industry. Advancements may include the integration of artificial intelligence (AI) for predictive insights, virtual reality (VR) for immersive project planning, and increased automation to enhance decision-making. As the industry continues its digital evolution, Procore is well-positioned to lead the way, redefining construction project management and execution