1.
THE EFFECT OF DIGITAL PAYMENT SYSTEMS ON FINANCIAL PERFORMANCE OF SMALL RETAILERS: EVIDENCE FROM A SOCIAL MEDIA-BASED SURVEY IN NIGERIA. NJSCLM [Internet]. 2026 Jul. 10 [cited 2026 Jul. 23];9(2). Available from: https://mbajournals.in/index.php/JoSCLM/article/view/1940